Introduction

Small Business Hub (hereinafter referred to as “SBH,” “we,” “us,” or “our”) is committed to protecting the privacy of our users (“you,” “your,” or “users”). This Privacy Policy outlines how we obtain, utilize, disclose, and safeguard your information when you visit or use our platform, services, and related features (collectively, the “Services”).

Please read the following Privacy Policy carefully. Should you disagree with the following terms of this policy, kindly refrain from accessing or using our Services. By subscribing or using our Services, you automatically agree to the collection, use, and sharing of your information in accordance with this Privacy Policy.

Information We Collect

Personal Information: We reserve the right to obtain personal information such as your name, email address, phone number, and mailing address when you create an account, subscribe to our newsletter, or participate in our events, promotions, or surveys.

Business Information: We reserve the right to collect information about your business, such as business name, website, industry, location, and other relevant details.

User-generated Content: We reserve the right to gather and store any content you submit, post, or share on our platform, such as messages, comments, photos, videos, and other materials.

Usage Information: We reserve the right to collect information about your usage of the Services, including your browsing activity, pages visited, links clicked, and the dates and times of your visits.

Device Information: We also reserve the right to gather information about your device, such as your IP address, browser type, operating system, and other technical details.

Use of Your Information

We use the information we collect to:

• Provide, maintain, and improve our Services.


• Communicate with you, and respond to your inquiries.


• Personalize and enhance your experience on our platform.


• Analyze and monitor usage patterns and user trends.


• Conduct research, surveys, and promotional activities.


• Enforce our Terms of Service and protect against fraud or illegal activities.

Disclosure of Your Information

Service Providers: We may share your information with third-party service providers that perform services on our behalf, such as hosting, analytics, and customer support.

Legal Requirements: We reserve the right to disclose your information if required to do so by law or in response to a court order, legal process, or government request.

Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, we may transfer your information to the new owner.

With Your Consent: We may also share your information with other parties when you give us your consent to do so.

Security of Your Information

We take appropriate measures to protect the security of your data, which entails implementing physical, electronic, and procedural safeguards to maintain the confidentiality and integrity of sensitive information. However, no method of transmission or storage is 100% secure, and we cannot guarantee the absolute security of your information.

Third-Party Links

The Services may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third parties, and this Privacy Policy does not apply to your use of their websites or services. Hence, we encourage you to review the privacy policies of any third-party websites or services you visit or use.

Children’s Privacy

The Services are not intended for use by children under the age of 13. We do not intentionally gather personal information from children under the said age. Upon the discovery of such data received from a child under the age of 13, we will promptly take the necessary actions to delete that information.

Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time and for any reason. If we make material changes to this policy, we will notify you by updating the “Last Updated” date at the beginning of this Privacy Policy and, where appropriate, by other means such as email or a prominent notice on our platform. Your continued use of the Services following any changes to this Privacy Policy constitutes your acceptance of those changes.

Your Rights and Choices

Account Information: You are allowed to access, update, or delete your personal information by logging into your account and modifying your profile settings. If you need assistance, feel free to contact us at support@smbhub.ca.

Communications: If you no longer wish to receive promotional emails from us, you can unsubscribe by following the instructions in the email or by contacting us at support@smbhub.ca. Please note that you will still receive transactional or administrative emails from us even as you opt out of promotional emails.

Cookies and Tracking Technologies: You can adjust your browser settings to block or delete cookies and other tracking technologies. However, please note that disabling cookies can affect the functionality and performance of the Services on our platform.

Privacy Rights for Canadian Residents: Under applicable Canadian privacy laws, you reserve the right to request access to or correction of your personal information in our possession and the right to withdraw your consent to our processing of the said data.

Contact Us

If you have any further questions or concerns about this Privacy Policy or our Privacy Practices, please contact us:

Small Business Hub

Address: 2800 Skymark Avenue, Suite 203, Mississauga, ON. Canada. L4W 5A6

Email: support@smbhub.ca

Phone: 416 655 0205

We assure you that we will do our best to address your concerns and respond to your inquiries promptly and appropriately.

Introduction

Welcome to Small Business Hub, a small business community website that fosters networking, collaboration, and knowledge sharing. By accessing or using our website, you agree to be bound by these Terms of Use, our Privacy Policy, and any additional terms that may apply to specific sections of the website or to products and services available on or through the website. If you do not agree to these terms, please do not use the website.

Intellectual Property Rights

All content on the website, including text, graphics, logos, images, and software, is the property of Small Business Hub or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You are granted a limited license to access and use the website for personal, non-commercial purposes, and you may not reproduce, distribute, or create derivative works without express written permission from Small Business Hub.

User-Generated Content

You are solely responsible for any content you post, submit, or transmit to the website, including but not limited to text, images, audio, and video content. By posting, submitting, or transmitting content, you represent and warrant that you have the necessary rights and permissions to use, distribute, and display the content without violating any third-party rights.

Prohibited Uses

You agree not to use the website in any manner that:

a. Violates applicable local, state, national, or international law, rule, or regulation.

b. Promotes illegal activities, harassment, discrimination, or other harmful conduct.

c. Interferes with or disrupts the proper functioning of the website, including but not limited to hacking, spamming, or transmitting malicious software.

d. Misrepresents your identity or affiliation with any person or entity.

e. Attempts to gain unauthorized access to user accounts or other portions of the website.

Disclaimer of Warranties

The website is provided on an “as is” and “as available” basis. Small Business Hub disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

In no event shall Small Business Hub or its affiliates, licensors, or content providers be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or in connection with the use or inability to use the website, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Small Business Hub, its affiliates, licensors, and content providers from and against any and all claims, damages, losses, liabilities, and expenses, including reasonable attorney’s fees, arising out of or related to your use of the website or your violation of these Terms of Use.

Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of the jurisdiction in which Small Business Hub is established, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located within that jurisdiction for any disputes arising from or relating to these Terms of Use or the website.

Changes to These Terms of Use

Small Business Hub reserves the right to update or modify these Terms of Use at any time and without prior notice. Your continued use of the website after such changes constitutes your acceptance of the new Terms of Use. Please review these terms periodically for any updates or changes.

Contact Information

Cmarketing Inc.

2800 Skymark Ave, Unit 203, Mississauga, Ontario, L4W 5A6, Canada

Email: info@canadiansme.ca

Termination

Small Business Hub reserves the right, in its sole discretion, to terminate your access to the website and the related services or any portion thereof at any time, without notice. You agree that Small Business Hub shall not be liable to you or any third party for any termination of your access to the website or the related services.

Severability

If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be severed, and the remaining provisions shall remain in full force and effect.

Waiver

No waiver of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Small Business Hub to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Small Business Hub with respect to your use of the website, superseding any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and Small Business Hub.

Assignment

You may not assign or transfer these Terms of Use, by operation of law or otherwise, without Small Business Hub’s prior written consent. Any attempt by you to assign or transfer these Terms of Use without such consent will be null and void. Small Business Hub may assign or transfer these Terms of Use, at its sole discretion, without restriction. Subject to the foregoing, these Terms of Use will bind and inure to the benefit of the parties, their successors, and permitted assigns.

Force Majeure

Small Business Hub shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including, but not limited to, acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

Compliance with Laws

You agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of the website and your purchase of products or services through the website.

Feedback and Suggestions

Any feedback, comments, or suggestions you may provide regarding Small Business Hub or the website is entirely voluntary, and we will be free to use such feedback, comments, or suggestions as we see fit and without any obligation or compensation to you.

No Third-Party Beneficiaries

Nothing in these Terms of Use shall create or confer any rights or other benefits in favor of any third parties except as specifically provided herein.

Headings

The section headings used in these Terms of Use are for convenience only and shall not affect the interpretation of these Terms of Use.

Relationship

No joint venture, partnership, employment, or agency relationship exists between you and Small Business Hub as a result of these Terms of Use or your use of the website.

Electronic Communications

When you use the website or send emails to Small Business Hub, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by email or by posting notices on the website. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Disclaimer for CanadianSME Small Business Hub

The information, content, and materials provided on the CanadianSME Small Business Hub website (the “Site”) are for general informational and educational purposes only. The Site is operated by CanadianSME Small Business Hub (“we,” “us,” or “our”). By using or accessing the Site, you acknowledge and agree to the terms and conditions outlined in this Disclaimer.

No Professional Advice

The content available on the Site, including but not limited to articles, blog posts, videos, podcasts, and other materials, should not be construed as professional, legal, financial, or tax advice. While we strive to provide accurate and up-to-date information, we make no warranties or representations as to the accuracy, completeness, or reliability of any content on the Site. Before making any business, legal, financial, or tax decisions, you should consult a qualified professional who can provide tailored advice based on your circumstances and objectives.

External Links and Third-Party Content

The Site may contain links to external websites or third-party content. We do not control, endorse, or guarantee any third-party content’s accuracy, completeness, or reliability. We are not responsible or liable for any loss or damage that may arise from your use of, or reliance on, any third-party content or websites.

Limitation of Liability

To the fullest extent permitted by law, CanadianSME Small Business Hub and its owners, employees, affiliates, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or in connection with your use of, or inability to use, the Site or any content, materials, or services provided on the Site.

Changes to the Disclaimer

We reserve the right to update or modify this Disclaimer at any time without prior notice. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site after any changes to the Disclaimer constitutes your acceptance of the updated terms.

Contact Us

Email: info@canadiansme.ca

Phone: 416 655 0205

Last updated: 29/06/2023